After waiting almost 7 months, I finally had a reply to my letter to the Pension Service in Newcastle! I’ve been informed that if I pay voluntary contributions of £626.60 for each of the next tax years 2011, 2012, 2013 (i.e. £626.60x 3) I’m entitled to a pro-rata State Pension of 29% (£28.32 a week). This will be increased by 10,4% for each year I delay retirement, past 60. Or I can take this as a lump sum - does anyone know how the lump sum is calculated ?
Considering that the French CNAV has translated my years worked in UK as 35 “trimesters” (just 5 “trimesters” short of the 40 (10 years) required for the UK state pension, it seems a little unfair that I have to pay voluntary contributions for 3 whole years. Yes I know that the French calculate pensions in “trimesters” and the UK count full years only. I’ve thought of contacting the Pensions office to ask them to reconsider & try to negotiate a deal. Would this work ? Has anyone had a similar experience ?