French Education

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Re: 3 children to get into ecole maternelle...?

It's not your fault, it happens to most of us.
I just use copy and paste now eg
"Hm, clearly I need more practice on how to use quotes.."
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Re: 3 children to get into ecole maternelle...?

Now that sounds more my level!
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Re: 3 children to get into ecole maternelle...?

I"ve been coming to this forum for years and I have never managed to quote, insert a link or put in a smiley :-) apparently I need to do something to my browers.

To get back to childcare: for out of term childcare there are private crèches but depending on availability there are also crèches affiliated to the state where I believe the cost is calculated according to household income/number of children etc. Hopefully another forum member will have more details. There is a simulator on the CAF (family allowances department) where you can work out what you would pay. If you use a private crèche I believe you can get help from CAF, or a crédit d'impôt or something.
Overall I think once you're here and working and paying in, the state looks after you quite well. The reverse side of the coin is, as mentioned, that the amount you pay in is a bit eye-watering in comparison with the UK (as a rule of thumb, a business in France gives the state approx 45% of profits). But we're all hoping the load will lessen under Macron.

On monthly outgoings Franceversus. UK - childcare sounds like it will be better subsidised in France, but a monthly expense you will have here that you don't necessarily have in the UK is your mutuelle (top up) health insurance, to cover the cost of medical treatment for the family above the 70% reimbursed by the state. Medical treatment is not free at the point of delivery here as it is in the UK.
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Re: 3 children to get into ecole maternelle...?

Luppers wrote....

'I've started with childcare because as it stands, childcare is an enormous outgoing. It would cost us over £2400 per month to put them into preschool full time in the UK.'

Nobody pays that kind of money for childcare in France....well maybe some rich Parisians. You could put one child into private school for half that cost per year. In fact £2400 is more than most people earn in a month in rural France.

In France, most children at that age are either looked after by a relative or a nanny. The only benefit of putting them into a creche (if you could find a space) is to get them ready for school.

Before committing yourself to move to France, you need to understand(ask questions !!!) more about living rural and all the disadvantages that brings with it......especially with kids.

Rather than choosing a location based on pre-schooling facilities, you should be choosing a location based on easy access to 'good' colleges, Walking/cycling distance preferably. Also access to good healthcare facilities. You don't want to find yourself driving long distances to visit medical specialists. Children get ill and they will be referred to specialists.

You really don't want to find yourself having to move again as you may be locked into a rural property that you can't sell.

There is no way I would live in rural France with kids although they were born and spent their first 3 years of their life in such a location.

Rural France is nothing to do with rural UK. I am at the moment spending a week in rural UK and it is more developed than most French cities. Rural France is a big shock for most expats moving to France. Don't get caught out....especially with kids.
ner ner nee ner ner!!
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Re: 3 children to get into ecole maternelle...?

"Rural France is nothing to do with rural UK. I am at the moment spending a week in rural UK and it is more developed than most French cities. Rural France is a big shock for most expats moving to France."
+1.
The last place I lived in the UK was looked on as being "rural" ie there was open space between the buildings (and in the days when urban UK had two postal deliveries a day - does anywhere still? - for us it was "once over the ground" on account of being rural). Where I live in France is looked on as a small town ie there are buildings breaking up the open space. There really isn't much to choose between the two. Well one difference springs to mind - in the UK there was a bus in each direction every 40 minutes, here there are 3 buses per day in each direction.

Also when you start looking at where to live, if you run your business online then don't assume that all of rural France has good adsl/broadband. Or indeed, any adsl at all...
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Re: 3 children to get into ecole maternelle...?

Thanks everyone, plenty of food for thought. We would of course do plenty more research into exactly what area we'd be moving to based on more than younger-years childcare, it's just a starting point to make sure we could afford to move and still work in the short term. I was born and raised in rural Yorkshire, 30 minutes drive to the nearest supermarket, two buses a day and cows for neighbours - so I'm pretty used to being remote but I will bear in mind that it may be a bit more of a time warp than we imagine from our current cosy suburban existence! Internet accessibility would be vital so that's certainly worth considering, and I'll look into healthcare costs too. Thanks for your help, I realise we're pretty clueless at the moment!
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Re: 3 children to get into ecole maternelle...?

Don't worry about being "clueless".  With such an imperative as finding out everything relevant to the future of your children, you'll get knowledgeable pretty soon!

We were all clueless to a greater or lesser degree and, after 10 years, I remain almost completely clueless about what you are all talking about as I have no young children to settle into life here.

N'allez pas trop vite - Proust
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Re: 3 children to get into ecole maternelle...?

Luppers
Just one word of warning about using an accountant to check your figures. Most accountants in the UK have no knowledge whatsoever of French laws and taxation. Although many will try and persuade you differently, they will not be able to provide reliable advice.

Finding an accountant that can do the job will therefore take a bit of research and may head you in the direction of the big boys like KPMG, E&Y etc..
Andy

A European Rahinja.
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