Exactly what Dave says re the depot de ventes around here, always opening and going bust, you would think people would realise that its so last century and have more imagination, dont get me wrong I miss them but each one that opens becomes a personal Financial disaster for the owners and their families who are the guarantors, and thats gets a bit closer to explaining why so many obviously non viable businesses open and then go bust.
The banks have one sole aim, to lend money to good risks and by doing so leverage more non existant money to make further loans with, the seed capital for this is the funds of you and I which if we are Lucky might bring in 0.1% but can be lent at 10% and generate further ethereal money to lend.
But how could a brocante or another equally unviable business be a safe risk for a lender? It isn't and the banks dont give a 4X in fact they want them to fail so that another muppet can come along and borrow money to commit Financial hari-kari, they have the extended family on the hook as guarantors, the business plan etc is just a hook to lend money which is their raison d'être.
Same story for the cash convertor shops be they in the UK or here, they dont give a monkeys for the stuff they have in the window, behind each piece of tat is some unfortunate who has borrowed money against it at an usurious rate.
The charity shops that do do well are those supported by massive subventions with a much more altruistic intention of réinsertion, we have one like that here where I buy furniture to give a scabby chick re-looking so that a future generation can strip off all the hideous chalk paint (super cheap in Action) and say "can you believe some pr@t in the noughties (that would be me) could deface this lovely dark hardwood piece of furniture in such a way