I am a German-American and own a house in the Perigord region. Since we are getting on in years, the 1.000 km from Stuttgart one way are beginning to wear us down more and more. Train connection to the place would be great (actually 2 h less than the road) but we do need a car to get around and do our shopping, sightseeing etc.. So, we are currently thinking about getting a small Peugot 205 or similar to use during the summer and keep in a neigboring farmer's barn (who has agreed to look after it for a small fee) during the winter.
I have been searching the Internet but found very little information on two related topics:
1) Does France know insurance by the month like?, i.e. keep the car only insured May-October, since it spends the winter in the barn (in Germany, we have special license plates for that).
2) What is the ballpark number per month/year for a small Peugot 205 or similar for liability and collision insurance (CDW)?
I am 59 years old and would newly-insure the car in France, i.e. not try to use my German rebate. Thanks in advance for any help.